next I have to start planning goals for myself. short term goals that slowly build towards my long term goal. so, I decided that for my first short term goal: I will have $500 in my savings account by December 31, 2011! it will be extremely difficult for me to accomplish, except that it IS very attainable if I work for it and make my budget more strict with no more irresponsible spending! so that is a goal that I have set for myself so far!
so, here goes nothin! :)
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